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Financial Services
Real-Time Risk Scoring for Regional Bank
3x faster risk assessment with 99.2% accuracy
Private AIRisk ModelsOn-PremiseAPRA Compliance
3x
Speed Improvement
99.2%
Accuracy
100% on-premise
Data Residency
SHAP on every decision
Model Explainability
The Challenge
A regional bank needed to modernise its credit risk assessment while meeting strict APRA requirements for model explainability, data sovereignty, and operational resilience. Their existing system couldn't handle real-time scoring at the volume required.
Our Solution
Mentaris built a private AI risk scoring engine deployed entirely on-premise in the bank's data centre. The system uses ensemble models with full explainability (SHAP values for every decision), real-time scoring, and automated model monitoring with drift detection.
Results
- 3x improvement in risk assessment speed
- 99.2% accuracy validated against historical decisions
- 100% data residency compliance — no data leaves the bank
- Full APRA-aligned model risk management framework
- Automated bias detection and fairness monitoring
Client details withheld under NDA. Specific metrics and outcomes are verified and available upon request during procurement discussions. Contact us for references.
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